ReFi with BetterFi

💸

better rate

🤝

better support

📈

better credit score

✔

a better option

💸 better rate 🤝 better support 📈 better credit score ✔ a better option

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ReFi your payday, title, or flex loan to save money and actually pay it off.

BetterFi is a non-profit 501(c)(3) economic justice enterprise and certified Community Development Financial Institution (CDFI).

We provide affordable installment loans and complementary financial programming like coaching as a pathway out of debt traps and toward financial fitness.

When our clients refinance a payday, title, or flex loan with us, they:

💸 Pay less each month
💰 Pay less overall
📈 Build their credit score
🏁 actually pay off their loan

Together we can #ENDPREDATORYLENDING.

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👆 See how much a ReFi would save you

 

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Tees & Sweats

Spread the word and support our mission to #ENDPREDATORYLENDING.

Part of the proceeds of every tee or sweatshirt purchase made at Bonfire goes directly to supporting our work and our mission.

Starting in
Grundy County

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The South Cumberland Plateau is home to 6,855 underbanked households.

That means that 6,855 households rely on alternative financial services such as payday or car title loans -- loans that in Tennessee can have an effective annualized interest-and-fee rate of as high as 460%. These individuals and families can pay hundreds in interest and fees every month yet never pay down their loan, and this count of underbanked households does not include any families that are “unbanked” and have no active bank account.

With the assistance of the University of the South, the South Cumberland Community Fund, and Tower Community Bank (among others), BetterFi's pilot is ongoing in Coalmont, Tennessee.

 

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It's #financialliteracymonth! At BetterFi, we often focus on the "Budgeting and Expense Management" piece of financial fitness – and why not? For those with limited access to conventional financial services, everything is more expen
In partnership with @zeal4education we will have an additional free income tax session in Manchester, TN next Tuesday 4/9 from 3:30pm until 6:30pm. We will be at First Presbyterian Church at 1101 Jackson Street. Please contact Zeal to sign up for o
Did you know that until the passage of the Equal Credit Opportunity Act in 1974, banks could discriminate against women? Many would even refuse to permit married or separated women to open credit cards without a male co-signer. Today, most data sugg
Happy Presidents Day! The first $1 "legal tender note" in 1862 did not have any president at all on it, but it could buy more than a buck today! $1 in 1862 was roughly equivalent to $30 today in purchasing power.
Added dates for Franklin County Library! Please contact the location to sign up for a time slot. Thank you!
Did you know it's estimated that around $900 million is spent during the 2024 Mardi Gras season in New Orleans? Joyeux Mardi Gras!
Happy Groundhog Day! Just how Phil is sometimes scared of his shadow, we are often scared of our bank statements' shadows! Looking at and understanding spending is the first step to creating a plan to improve financial fitness. If you or an organiz
Hello everyone! This is our current schedule for tax sites this season. Please contact the partner site to book a time slot. We will be adding additional locations and times -- watch this space for schedule updates and additions. If you or your or
Happy Martin Luther King Jr. Day!
This #GivingTuesday, consider contributing to our work to offer an alternative to predatory lending. The only credit option for most of our underbanked neighbors is payday, title, or flex loans that come with astronomical interest-and-fee rates. A t
Wishing you a restful Thanksgiving! Thank you to all of our friends and partners committed to #ENDPREDATORYLENDING with us.
At the end of September we hosted our first fundraiser -- a judged potluck cook-off! Winners chose 4 mini grant recipients including the South Cumberland Community Fund, MARC - Marion Animal Resource Connection, Southeast Tennessee Young Farmers, a
Coming up at the end of September! Join us to celebrate our partners, our work, and the food of the South Cumberland Plateau at our first fundraiser, a potluck cook-off to #ENDPREDATORYLENDING at the Edgeworth Inn in the Monteagle Sunday School Assem
Happy 4th of July! 🎆🇺🇸 We will be out of the office today celebrating #independenceday, but back to #endopredatorylending tomorrow!
With one week left in #PrideMonth, consider how we can work toward more inclusive and accessible financial services for all. Getting a mortgage can be daunting for anyone, but a @usbank survey and study last year found that an even higher percentage
Happy Juneteenth! @crlonline and @a@americanprospect recently reported on how predatory lenders disproportionately target and harm communities of color. Hope everyone is able to celebrate the holiday while remembering there is much work to do. Re
BetterFi is in Hamilton County! Email, call, or text Ashley to schedule a time to go through our application process in person. Our schedule will be maintained at www.betterfi.co/hamilton -- link in bio -- and we will have online appointment scheduli
Tune in to @wutc_88.1's @scenicroots423 today (5/15) at 3 PM Eastern / 2 PM Central to hear Spike Hosch & Barry Large discuss relief from payday loans -- a roundtable via the Community Foundation of Greater Chattanooga. Thanks to CFGC and WUTC f
5 days until the start of Together for Hope Appalachia and Cooperative Baptist Fellowship "On the Move" challenges! Set and log your own miles or participate in the 50 mile challenge -- run, walk, paddle, ride, or swim and support TfH and
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