BetterFi is a nonprofit that refinances high interest loans so that you save money, actually pay off the loan, and build your credit score.

We have an application process that involves getting a clear picture of your income, expenses, current and past debts to see if refinancing is a viable way to reduce your debt and get you out of the debt trap.

Interested in applying or learning more?
Schedule a time below to come meet with us in Chattanooga / Hamilton County, or call/text us.

CURRENT SCHEDULE

Mondays 10am-2pm
Northside Neighboorhood House
Coffee Community Collective
10161 Dayton Pike
Soddy Daisy, TN 37379

Tuesdays 10am-12pm
MetMin
4001 Rossville Blvd
Chattanooga, TN 37407

Wednesdays 10am-2pm
First Baptist Church of Chattanooga
401 Gateway Ave
Chattanooga, TN 37402

Thursdays 10am-2pm
Consumer Credit Counseling Service of Chattanooga
5600 Brainerd Rd
Unit C-26
Chattanooga, TN 37411

To make an appointment…

Use the scheduling button on this page or reach out to Ashley Clayton by emailing hamilton@betterfi.co or by calling/texting (423) - 299 - 4033

⚠️ Please be sure to come to your appointment with the supporting documents below, and please let Ashley know if you are running late!

• Photo ID

• Last 2 months bank statements

• Proof of income (if not on statements)

• Proof of payments on payday/title/flex loans (if not on statements)

• Proof of address (if not on statements)

Click below to schedule an appointment

*for illustrative purposes only, not a quote or guarantee of approval, estimate based on paying off a loan at typical TN flex loan interest and fee rate compared to typical BetterFi rates over one year